Chris McKenna, one of the writers of Spider-Man: No Way Home, explains:

If you look backward and go, "This was an origin story that took place over three stories to get this Peter Parker to this place where he's stripped-down, anonymous, has no billionaire benefactor, has been through the sacrifice of what it really means to have this power and what that responsibility that goes along with that is, and is now having to look for how to pay rent." I think that would be really satisfying, I think that'd be really cool.

This is exactly how I look at it. A fucking masterpiece.